EMV stands for Europay, MasterCard, and Visa and is an initiative started by the three companies to ensure the security and interoperability of all chip-based payment cards, including those provided by not only MasterCard and Visa, but also by JCB, American Express, China UnionPay, and...
When starting a business, it seems so simple: You provide your customers with goods and/or services; in exchange, they pay you. And it would be just that simple, if you only accepted cash tender. If you'd like to make your business grow, it becomes essential...
Due to the overwhelming number of security breaches experienced in the last couple of years, merchants have been hard pressed to find alternative — and more secure — ways to accept payment. Traditionally, credit cards have provided a more secure form of payment than cash...
It seems that the more technologically advanced our society becomes, the more at risk we are for fraud and theft. Just recently, major corporations, such as The Home Depot and Target, have had major security breaches, and the customer information in their databases was stolen,...
Like many businesses looking ahead to 2015, you may be thinking about ways that your company can cut down on overhead costs and save some money this coming year. If you haven’t considered how much you are spending every year on credit card processing and...
If the past year has taught the national business community anything about payment security it has taught us that the need for vigilance and constant scrutiny is greater than ever. We’ve seen retail giants like Home Depot and Target fall victim to huge security breaches...
Mark this month on your calendars. By this time next year credit card transactions could look very different in the United States thanks to EMV integration. There have been innumerable stories in the news this year about credit card fraud. Huge retailers like Target and Home...
Erin DuganSept 21, 2013It’s a few minutes before work, and I’m standing in line at the coffee shop. Still blurry around the edges and stumbling through the initial thoughts of the day. Did I respond to that email? Did I remember to do that edit?...
As our happy clients already know, AdvoCharge goes against the industry norms by using transparent interchange pricing with a low, flat monthly fee. This approach alone helps our clients save hundreds if not thousands of dollars each month over other pricing models. On top of...
Cash might be king, but accepting cards is a must in the age of plastic payment. According to a 2008 study done by First Data, electronic payments accounted for 63% of all in-store payments 37% of which are debit card purchases. We can only assume...