Home › Advo100

Advo100

Welcome to fee freedom.

Advo100 is the true zero-fee solution to payment processing. Eliminate 100% of standard processing fees with a simple dual-pricing model.

The zero-fee structure

Stop absorbing credit card fees

Every time a customer pays with a credit card, your business pays a percentage of the sale in processing fees. With Advo100’s transparent dual-pricing structure, those costs are no longer absorbed by your business. Customers are provided a clear payment choice between credit with a small fee, or cash (or ACH) with no fee, while you retain more of your revenue.

Implementation is seamless, with no disruption to your existing sales process. You’ll benefit from an easy-to-use back-office portal, simplified reporting, and next-day funding.

Ridiculously simple to set up.

A paperless setup, equipment at cost, and a dual-pricing model applied automatically at the point of sale. Most merchants are running Advo100 within a week.

How it works

Three steps to fee freedom

Send your statement

We review your current costs for free and confirm Advo100 is the right fit.

We design your setup

We configure your compliant dual-pricing program and back-office portal.

Go live, fee-free

A paperless setup goes live fast - with next-day funding from day one.

The benefits of Advo100

Everything included, zero processing fees

  • No setup fee
  • No cancellation fee
  • Recurring billing supported
  • Paperless billing
  • Chargeback support
  • Apple Pay and Google Wallet compatible
  • 100% EMV compliant
  • 24/7 account access
  • Equipment at cost
  • Integrated POS and free virtual terminal

Built for a wide range of businesses - auto mechanics and body shops, liquor stores, coffee shops, gas stations, salons, convenience and grocery stores, retail and more.

In their words

What our customers are saying

"They read our statement, found the markup our last processor buried, and switched us with zero downtime. The savings were exactly what they promised."
Liquor store ownerMadison, WI
"The Advo100 program took our processing fees to zero. Setup was simple and our customers barely noticed the change."
Coffee shop ownerPortland, OR
"Switching to AdvoCharge was painless and our monthly statement finally makes sense. We are keeping more of every arrangement we sell."
Florist ownerCalgary, AB
"AdvoCharge understood our billing before we finished explaining it. Advo20 cut our processing costs and the support has been steady ever since."
Senior care operatorDenver, CO
"One agreement covered every location, and the combined-volume pricing beat anything a single store could reach. Onboarding a new site is now effortless."
Multi-location franchisePhoenix, AZ
"We were overpaying for years and never knew it. AdvoCharge showed us exactly where, in plain language, and the switch paid for itself in the first month."
Pet care businessAustin, TX
"Their interchange-plus pricing held up under our finance team's review. No padded tiers, no surprises - just a transparent statement every month."
CorporationChicago, IL
"Honest, straightforward, and they explain everything on one page. For our members it has been a genuinely better deal."
Chamber of CommerceLafayette, CO
Free, no obligation

Ready to eliminate your processing fees?

Send us a recent statement and we will show you exactly how Advo100 takes your standard processing fees to zero.

Get a free statement review