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About AdvoCharge

Your advocate for success

We put the power back in the hands of the business owner. For nearly two decades, AdvoCharge has worked for the merchant - never the processor.

Industry experts for nearly 20 years

We take the fees out of credit card processing

The payment processing industry is built to be confusing. Tiered pricing, enhanced bill-back, padded equipment leases and quiet annual fee creep all work against the merchant. AdvoCharge exists to undo that.

We are an independent broker. We are not tied to a single processor, so we can shop your account across multiple national processors and place it wherever the real cost is lowest. When your business succeeds, we succeed - that is the whole model.

We are completely dedicated to our merchants. You get our full attention and diligence, a robust set of tools to monitor and track your sales, and people who genuinely want your business to prosper.

Total transparency, by design.

When it comes to pricing there are no hidden fees, no lengthy contracts and no expensive equipment. We take the fees out of credit card processing so you can focus on growing your business.

What we stand for

We are proud of our values

Three commitments shape every account we place and every statement we review.

Honesty

Plain-language pricing on a single page. If a switch will not save you money, we will tell you so.

Dedication

We stay involved long after you sign - monitoring interchange changes and flagging your account when a better structure appears.

Service

24/7 in-house support from real people, with direct access to the processor whenever you need it.

How we work with you

Pairing your business with the best payment solution

It starts with your current statement. Send us a recent processing statement and we will analyze it line by line, then report back in writing - what you pay now, where the markup is hidden, and what you would pay with AdvoCharge.

  • A free, no-obligation reviewWe read your statement and report back - no commitment to switch.
  • A paperless, fast switchMost merchants are set up in under a week, with no disruption to how you take payments.
  • A partner that staysOngoing rate monitoring and support for the life of the account.

See our products

A small-business owner standing confidently in her shop
In their words

What our customers are saying

"They read our statement, found the markup our last processor buried, and switched us with zero downtime. The savings were exactly what they promised."
Liquor store ownerMadison, WI
"The Advo100 program took our processing fees to zero. Setup was simple and our customers barely noticed the change."
Coffee shop ownerPortland, OR
"Switching to AdvoCharge was painless and our monthly statement finally makes sense. We are keeping more of every arrangement we sell."
Florist ownerCalgary, AB
"AdvoCharge understood our billing before we finished explaining it. Advo20 cut our processing costs and the support has been steady ever since."
Senior care operatorDenver, CO
"One agreement covered every location, and the combined-volume pricing beat anything a single store could reach. Onboarding a new site is now effortless."
Multi-location franchisePhoenix, AZ
"We were overpaying for years and never knew it. AdvoCharge showed us exactly where, in plain language, and the switch paid for itself in the first month."
Pet care businessAustin, TX
"Their interchange-plus pricing held up under our finance team's review. No padded tiers, no surprises - just a transparent statement every month."
CorporationChicago, IL
"Honest, straightforward, and they explain everything on one page. For our members it has been a genuinely better deal."
Chamber of CommerceLafayette, CO
Free, no obligation

See what you are overpaying

Send us a recent processing statement. We will analyze it and report back in plain language - what you pay now, and what you would pay with AdvoCharge.

Get a free statement review