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Merchant Types - Pet Services

Payment processing for kennels, day care and grooming

From a $40 grooming appointment to a ten-day boarding stay, pet services businesses run on a mix of ticket sizes. AdvoCharge tunes processing to the full range - and keeps recurring daycare billing predictable.

Mixed tickets, repeat customers

Payments that work the way pet services actually run

Pet services businesses do not look like other retailers at the till. A grooming salon runs dozens of small transactions a day. A boarding kennel takes a handful of multi-hundred-dollar charges. A doggy day care often has the same twenty card-on-file customers cycling through every week.

Off-the-shelf merchant accounts treat all of this as undifferentiated card volume. AdvoCharge tunes the program to the actual rhythm of your business - fast transactions at the front desk, predictable recurring billing for subscribers, and the right pricing model for the mix.

We know pet services from the inside.

One of the founders of AdvoCharge was also a founder of Gingr, the preeminent enterprise pet services platform. We know what it takes to run a successful pet services business - and integrating card processing is a big part of that success.

Built for pet services

Three things pet operators tell us matter most

Across kennels, grooming salons and day care operators, the same priorities come up again and again when they evaluate a processor.

Predictable pricing on small tickets

Grooming and day-of services live in the $30-$80 ticket range, where per-transaction fees disproportionately bite. Interchange-plus pricing keeps the markup transparent at every ticket size.

Card-on-file for regulars

Half your daycare clients show up the same days every week. Tokenized card-on-file billing means they walk in, they walk out, the charge runs in the background - no swipe, no signature, no friction.

Boarding deposits done right

Multi-night stays often involve a deposit at booking and the balance at drop-off or pickup. The right processing setup handles authorizations, partial captures and refunds without operator headache.

A pet services staff member playing with multiple dogs in a facility yard
How AdvoCharge fits

Built for the way pet businesses charge

Most pet services operators we onboard arrive on tiered pricing and a handful of fixed monthly fees - the standard package most national processors push to small retail. Switching to AdvoCharge typically returns one to two percent of card revenue to operating margin, with three operational improvements alongside it:

  • Transparent interchange-plusThe processor markup is one stated percentage plus a stated per-transaction fee, applied uniformly. No qualified / non-qualified tier games.
  • Recurring billing built inTokenized card-on-file, recurring schedules for daycare subscribers, and ACH support for clients who prefer bank transfer for monthly billing.
  • No long-term contract, everNo early termination fees, no equipment leases that auto-renew, no contractual handcuffs. You stay because the program works for your business - and leave whenever it does not, at no cost.
Pet services operators we serve

Three pet business types, one model

Grooming salons

High transaction count, small tickets. Fast checkout, transparent per-swipe fees, optional tipping handled cleanly.

Doggy day care

Subscription and pay-per-day mixes. Recurring billing for regulars and ad-hoc charges for drop-ins, on the same merchant account.

Boarding kennels

Multi-night stays with deposits, peak holiday volume, refunds for cancelled stays - processing tuned to the pattern.

In their words

What our customers are saying

"They read our statement, found the markup our last processor buried, and switched us with zero downtime. The savings were exactly what they promised."
Liquor store ownerMadison, WI
"The Advo100 program took our processing fees to zero. Setup was simple and our customers barely noticed the change."
Coffee shop ownerPortland, OR
"Switching to AdvoCharge was painless and our monthly statement finally makes sense. We are keeping more of every arrangement we sell."
Florist ownerCalgary, AB
"AdvoCharge understood our billing before we finished explaining it. Advo20 cut our processing costs and the support has been steady ever since."
Senior care operatorDenver, CO
"One agreement covered every location, and the combined-volume pricing beat anything a single store could reach. Onboarding a new site is now effortless."
Multi-location franchisePhoenix, AZ
"We were overpaying for years and never knew it. AdvoCharge showed us exactly where, in plain language, and the switch paid for itself in the first month."
Pet care businessAustin, TX
"Their interchange-plus pricing held up under our finance team's review. No padded tiers, no surprises - just a transparent statement every month."
CorporationChicago, IL
"Honest, straightforward, and they explain everything on one page. For our members it has been a genuinely better deal."
Chamber of CommerceLafayette, CO
Common questions

Pet services payment processing FAQs

Short answers to the questions grooming, daycare and boarding operators ask most often when they evaluate AdvoCharge.

How much do pet care businesses pay in credit card processing fees?

Most pet care businesses on flat-rate or tiered pricing pay roughly 2 to 3.5 percent per transaction. A grooming or boarding business processing $500,000 a year in card volume can lose $15,000 or more annually to fees. Transparent interchange-plus pricing shows the actual processor cost plus a fixed markup, and typically lowers the effective rate.

What is the best way to bill recurring dog daycare clients?

Tokenized card-on-file billing. Your regulars walk in and walk out, and the charge runs in the background on a schedule - no swipe, no front-desk friction. AdvoCharge sets up recurring billing and ad-hoc charges on the same merchant account, so drop-ins and subscribers are handled together.

Can a boarding kennel use ACH for large invoices?

Yes, and for multi-night stays it is usually worth it. ACH transactions carry a small flat fee instead of a percentage, so a $500 boarding invoice costs cents to collect by bank transfer versus several dollars by card. AdvoCharge configures ACH alongside card acceptance under the same account.

Can pet services businesses pass card fees to customers?

Often, yes - through dual pricing or surcharging programs, depending on your state and the card-brand rules. The differences matter legally: see our plain-language breakdown. AdvoCharge tells you which program your business can run compliantly, and our Advo100 dual-pricing program can take processing costs to zero.

Does AdvoCharge integrate with pet care software platforms?

We are a merchant services provider, not a software vendor, and we do not claim platform integrations we cannot deliver. What we bring is rare in this space: one of the founders of AdvoCharge was also a founder of Gingr, the preeminent enterprise pet services platform - so we understand how grooming, daycare and boarding businesses actually bill, and we configure processing and reporting that fits alongside whatever software you run.

From the blog

Reading worth your time

Plain-language articles from the AdvoCharge team on what processing actually costs and how to pay less of it.

Visit the blog ›

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Send us a recent processing statement. We will read it, do the math on your specific transaction mix, and tell you in plain language whether switching saves you enough to be worth doing.

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