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Merchant Types - Non-ProfitsStretch every dollar. Low interchange-plus rates, equipment at cost, and virtual-terminal options that cut hardware expense.
For a non-profit, processing fees are money that never reaches the cause. AdvoCharge helps you cut that cost with transparent interchange-plus pricing and an equipment approach designed to keep your overhead low.
Interchange-plus pricing means more of every donation goes to your mission, not to hidden processor markup.
Terminals and devices supplied at cost, with no markup - so getting set up does not strain a tight budget.
Accept donations through a virtual terminal and cut hardware expense entirely where you do not need a physical device.
"They read our statement, found the markup our last processor buried, and switched us with zero downtime. The savings were exactly what they promised."
"The Advo100 program took our processing fees to zero. Setup was simple and our customers barely noticed the change."
"Switching to AdvoCharge was painless and our monthly statement finally makes sense. We are keeping more of every arrangement we sell."
"AdvoCharge understood our billing before we finished explaining it. Advo20 cut our processing costs and the support has been steady ever since."
"One agreement covered every location, and the combined-volume pricing beat anything a single store could reach. Onboarding a new site is now effortless."
"We were overpaying for years and never knew it. AdvoCharge showed us exactly where, in plain language, and the switch paid for itself in the first month."
"Their interchange-plus pricing held up under our finance team's review. No padded tiers, no surprises - just a transparent statement every month."
"Honest, straightforward, and they explain everything on one page. For our members it has been a genuinely better deal."
Short answers to the questions development and finance teams ask most often when they evaluate AdvoCharge.
Popular donation platforms commonly charge roughly 2.2 to 3.5 percent plus 30 cents per transaction, and some add platform or PCI fees on top. A dedicated merchant account on interchange-plus pricing usually costs less at meaningful volume, and qualifying registered charities may be eligible for reduced nonprofit interchange categories from the card networks - we check that as part of a free statement review.
Substantially. ACH bank transfers carry a small flat fee instead of a percentage, so a $1,000 donation costs under a dollar to collect by ACH versus $25 or more by card. For recurring major donors, offering ACH alongside cards is one of the easiest ways to keep more of every gift.
Yes. Tokenized recurring billing runs scheduled donations automatically against a saved card or bank account, which steadies cash flow and reduces donor lapse. Card and ACH recurring schedules run under the same merchant account.
Yes - any organization accepting card payments does. For most nonprofits the obligation is the annual Self-Assessment Questionnaire and, when processing online, scheduled vulnerability scans. AdvoCharge walks every nonprofit client through it; our plain-language PCI guide covers what is actually involved.
Donation platforms win on convenience at small scale. Once card volume is steady - galas, program fees, recurring giving, a thrift operation - a dedicated merchant account usually wins on cost, and you own the donor payment relationship rather than renting it. We will read your statements and tell you honestly which side of that line you are on.
Plain-language articles from the AdvoCharge team on what processing actually costs and how to pay less of it.
Event night compresses a year of payment volume into hours: ticket sales, auction checkouts, paddle raises, wine pulls. The setup that keeps the line moving - readers, pre-registered cards, checkout flow - and the fee math specific to in-person giving.
Read the full article ›Every percentage point of processing cost is money donors gave to the mission and the mission never received. The places it leaks: platform fees stacked on processing fees, card-on-file recurring gifts priced as premium transactions, and ACH left unused for exactly the donors who would accept it.
Read the full article ›A monthly donor who lapses usually did not stop caring - their card expired, the charge failed, and nobody noticed. The mechanical setup that keeps recurring gifts alive: account updaters, retry logic, ACH as the default rail, and the receipts that quietly renew consent.
Read the full article ›Send us a recent processing statement and we will show you, in plain language, how much your organization could save.
Get a free statement review
