Home › Merchant Types
Who we serveBuilt for any business that accepts cards
From the smallest mom-and-pop to the largest corporation, AdvoCharge helps merchants of every size lower or eliminate processing fees. The statement review is free either way - if we cannot save you enough to be worth switching, we will tell you so.
We work with the smallest mom-and-pop and the largest corporation
Independence is the whole point. Because we are not tied to one processor, we can place your account across multiple national processors and find a rate structure that fits how your business actually runs.
That breadth is why a single-location boutique and a multi-location franchise both fit under the same model. The mechanics of interchange-plus pricing, no termination fees, and ongoing rate monitoring scale equally well either way.
If we cannot save you money, we tell you.
Send us a recent statement and we will report back in plain language - what you pay now, and what you would pay with AdvoCharge. If a switch will not save you enough to be worth doing, we say so on the first page.
You need roughly $25-35K in monthly card volume to really see savings
Every merchant we onboard gets the same transparent interchange-plus pricing. The difference is what that pricing actually saves you in dollars. Below about $25K per month in card sales, the markup we remove is small enough that the switch may not be worth your time. Above that threshold, savings begin in earnest - and every additional dollar of card volume above it compounds them.
Below the threshold
Welcome to send us a statement. We will read it honestly and tell you what we see. At lower volume the absolute dollar savings are often modest - we would rather you know that up front than churn through a switch for a result that does not justify the effort.
$25-35K monthly
The threshold where switching to AdvoCharge typically pays for itself many times over. The markup buried in tiered statements represents real dollars at this volume, and removing it puts that money back in your business.
Above the threshold - savings scale
The larger your card volume, the more impactful AdvoCharge becomes. Every additional dollar above the threshold compounds the savings - which is why our largest clients tend to be our happiest. Combined-volume pricing for multi-location operators sharpens the effect further.
Industries we know inside out
Any business that accepts credit cards can work with AdvoCharge. We also have deep experience in a handful of industries where the payments side is unusual enough that our knowledge is genuinely valuable.
Senior Care
Assisted living, in-home care and adult day services. Predictable monthly statements and ongoing rate monitoring tuned to recurring billing patterns.
Explore Senior Care ›Pet Services
Kennels, doggy day care, and grooming. A mix of high-frequency low-ticket and multi-day boarding stays - pricing tuned to both.
Explore Pet Services ›eCommerce
Online stores of every size. Pass-through interchange pricing, fraud tooling, chargeback support, and gateway integrations that work with what you already have.
Explore eCommerce ›Non-Profits
Donor-friendly processing, ACH options for recurring giving, and pricing tuned to keep more of every contribution working toward the mission.
Explore Non-Profits ›Franchises & Associations
One agreement, every location. Combined-volume pricing, consolidated reporting, and onboarding a new site that takes hours instead of weeks.
Explore Franchises ›Liquor Store
Dual-pricing programs that work very well for liquor stores. Reward cash-paying customers and let card-paying customers cover their own interchange.
Explore Liquor Store ›What our customers are saying
"They read our statement, found the markup our last processor buried, and switched us with zero downtime. The savings were exactly what they promised."
"The Advo100 program took our processing fees to zero. Setup was simple and our customers barely noticed the change."
"Switching to AdvoCharge was painless and our monthly statement finally makes sense. We are keeping more of every arrangement we sell."
"AdvoCharge understood our billing before we finished explaining it. Advo20 cut our processing costs and the support has been steady ever since."
"One agreement covered every location, and the combined-volume pricing beat anything a single store could reach. Onboarding a new site is now effortless."
"We were overpaying for years and never knew it. AdvoCharge showed us exactly where, in plain language, and the switch paid for itself in the first month."
"Their interchange-plus pricing held up under our finance team's review. No padded tiers, no surprises - just a transparent statement every month."
"Honest, straightforward, and they explain everything on one page. For our members it has been a genuinely better deal."
See if AdvoCharge fits your business
Send us a recent processing statement. We will read it, do the math, and tell you in plain language whether we can save you enough to be worth switching.
Get a free statement review